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It is wicked to even think the money you have is "yours"

The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth (Psalm 37:21).

The wicked borrow and do not repay. What does this mean?

It means that the wicked think they entitled to borrow money, out of their "right", to make it theirs. However, it does not just mean that. There is a meaning behind it. It refers to an attitude and manner of spirit.

A person may borrow money and not be able to repay. It may be absolutely beyond his capacity to do so. Does him not repaying make him wicked? A godless person may borrow money and repay it all, but repaying debts does not make him not wicked. The question is ask is not whether a person can financially repay one's debts. Rather, the question is what is his manner of spirit on borrowing money and repaying it.

What Psalm 37:21 means is that it is wicked to think that one can borrow money and treat it as if one has a "right" to the money one has, not treating what one has as belonging to oneself, indulging one's flesh with it. 

The righteous on the other hand, humbling accept money as given by grace, hating to treat money as one's own. They acknowledge that what they have is not theirs, but God's.

It is a wicked thing to think that what one has it one's own. He who thinks so will indulge what he has on one's own pleasures. This is vile and wicked, not seeking or honouring God.

The righteous, however, acknowledge that all they have is from God and belongs to God, being obliged to use all they have for God's glory, not one's own.


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