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The Wicked Borrow and do not repay because they think what they have belongs to Them, instead of Acknowledging God

The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth (Psalm 37:21).

The Bible makes it absolutely clear that the wicked borrow and do not repay. This is contrasted with the righteous, who show mercy and give, as indicated by the word 'but' in Psalm 37:21. 

Borrowing money and no repaying is a manifestation of pride and self-seeking, using that which was given to one for one's own interests. It is to assume that what one has in one's hands belongs to oneself, such that one can do as one chooses with it. This indeed is the spirit behind the doctrine of private property, a doctrine of demons, which panders to the flesh which thinks that the good things it receives are deserved by it, rather than that it is the precise opposite of what it deserves. It is a manifestation of envy, selfish ambition and hatred of righteousness, which are of the flesh (Galatians 5:19-21). 

This is contrasted with the righteous person who shows mercy and gives. The righteous person does not think that what he has belongs to him, such that he thinks he can do as he chooses with it. Rather, he acknowledges that what he has, whether lent to him by another, or given to him directly from God is not his at all, by that which belongs to God. As such, he does not only borrow and repay, for anyone can do that in the flesh, since it is mere law-keeping. 

Instead, he gives what he has freely and willingly, not driven by the moral law, but by love. The flesh is able to keep moral laws, but unable to forgive and show mercy because the flesh thinks it deserves justice to be done for it, but yet seeks forgiveness and mercy from others because it thinks it deserves forgiveness and mercy as it thinks itself and its desires, including the selfish desire for justice to be done for it, rather than for God, to be worthy.

Unlike the wicked who borrow and do not repay, he shows mercy, forgiving those who do not repay him. The wicked, on the other hand, in thinking that what they have in their hands is theirs, do not forgive those who cannot repay them. They do not even think there is means to afford forgiveness, out of their self-seeking, and self-entitlement, precisely because they think that what they have in their hands in theirs, suppressing the truth that all the earth and the things in it belong to God (Psalm 24:1). 

To even believe that what one has belongs to oneself, instead of belonging to God, is itself a wicked, vile, evil, abominable, despicable thought. Such a thought needs to be cleansed and purged from one's mind.

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