The
concept of usury is derided as an archaic redundant dinosaur in the modern
world. The very definition of usury has been twisted and perverted to mean a reasonable interest on a loan. This,
however, is in complete contradiction to the Biblical definition of usury (Ezekiel
18:8) which is any interest on a loan. Any talk about banning usury is
dismissed by the secular world to be an excuse for “Christian crusades” to make
the world “religious”.
Usury
is a means of making profit from credit. Credit is the loan that is owed to the
lender. Credit always has an element of liability to repay the creditor. Once a
person is in debt, the person is liable for the credit to another as long as
debt remains. This keeps the person in debt slavery. As strange as this may
sound, nothing could be further from the truth: debt enslaves.
The
moral basis of repaying one’s debts is that no person is entitled to what
others have. When one borrows from another what one does not have, one has a
moral obligation to repay, not a right to have what others have. Wanting what
others possess amounts to covetousness, violating the 10th
Commandment given by God. God owns everything in the earth and decides what
each person has. Humans are mere stewards, and therefore, the concept of
private property is against the Bible.
Since
one has a moral obligation to repay one’s debts, it follows that making one
more indebted, through charging interest on a loan, is a violation of God’s
laws. God has made this extremely clear: Hath given forth upon usury, and hath taken increase: shall
he then live? he shall not live: he hath done all these abominations; he shall
surely die; his blood shall be upon him.
(Ezekiel 18:13) Some have tried to justify usury, on the pretext that the Jews
were allowed to charge foreigners usury (Deuteronomy 23:19-20). However this
was only because these foreigners lived by charging usury upon others, and thus
to charge them usury was to make them repay what they charged others. It is not
a justification of charging an interest on a loan to make profit.
Charging an interest on a loan for one’s own profit is a means of
holding another in bondage. The spirit behind it is the spirit of mammon – one
of greed, covetousness, materialism and pride. It is from Satan, the prince of
the world. Debt dominates and bonds the person in debt.
The whole modern banking system in the West runs on usury. Many
people in the West are in debt because banks charge them interest on their
loan, whether the loan is for a house or a car. The banks make the profits by “rewarding”
interest to people who put their money in the bank. Almost everyone, if not all
people have some money in the bank because the bank is the vehicle for
utilising and protecting money. I am in no way justifying interest from
depositing money in the bank, but in the
West, there seems to be no other way but to put money in the bank, particular
in Australia where I come from. Banks set up penalty fees as a “punishment” to
those who leave them and the big four banks in Australia work together to
dominate and control customers with their money. No doubt, one needs to have
some money in this world. Money is not evil in itself for money. Rather, it is
the love of money that is the root of
all evil. That is why the devil uses material possessions to tempt people.
For
those of you who have not come to Christ, you are following mammon, an
abomination to God. God, because He is just, will need to punish all sin just
like how a just judge has to punish murder because he is just. Material
possessions have no eternal value. Your eternal destiny is the most important
of all. You are living a life of sin and are headed for eternal damnation,
which should above all things, concern you because it is a place of torment and
suffering. If you fear it, you should. If you don’t, I pray that you will heed
my warning and urge you to check out Way of the Master's The Greatest Gamble immediately. I am not trying to scare you, but I am
speaking what God who does not want anyone to perish. I pray that you repent and I want to see you
in heaven.
If
you think you are right before God when you have not repented and put your
faith in Jesus, you are not right with God because all have turned away and
none that seek after God (Read the whole of Romans). But because God so loved
the world, He gave His own Son to die to pay the penalty we owe God so that we
may be justified through faith in Him alone. It is not that once you have been
saved, you are sinless, but that you have left your old life of sin and death,
and entered the new life in which you thirst for righteousness.
To
those who are saved, you must wake up to the spirit of mammon and that it
pervades the whole banking system of the world. Capitalism runs on debt and the
notion that what one possesses is one’s own, rather than from God. I pray that the whole Church wakes up to the
abomination of usury and private property.
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