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The spirit of Mammon uses Debt to Ensnare people into serving him, through Enslavement and Domination

Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law (Romans 13:8).


Speaking out about the spirit of mammon has been ridiculed and mocked by many professing Christians, including 'conservative' Christians and modern evangelicals as useless, and focusing on a 'minor' issue. This is not merely foolishness, to treat the issue of the spirit of mammon as minor. It is the height of all pride, thinking that because one is a 'conservative' Christian or evangelical, one can never be under the spirit of mammon. 

This is manifested in their casual, and flippant dismissal of all professing Christians who are under the spirit of mammon as false converts. The real irony is, of course, that many of these arrogant Christians who flippantly dismiss the claim that a true convert can be under the spirit of mammon, is that they themselves are under it. It is precisely because they are under it, and know it deep down inside of their hearts, that they fear all exposure of how the spirit of mammon is influencing them in their thinking, and thus, their hearts and spirit. Thus, they dismiss professing Christians under the spirit of mammon to simply be all false converts, a very easy and convenient excuse.

Do not ever think that because you are a conservative Christian, you could never be influenced by the spirit of mammon, that is, to be under the spirit of mammon. Don't you dare ever think that! If a Christian could never be under the spirit of mammon, why are there so many warnings in the Bible to be content with what one has, and Jesus' repeated statements to give up the whole of oneself?  

It has indeed been said that one third of what Jesus said was referring to money and possessions, and giving up the whole of oneself - all one's heart, spirit, mind, body and strength. This itself is to warn of serving mammon. Those who make the foolish argument that one who warns about the spirit of mammon are effectively saying that those who do not warn about the spirit of mammon, are precisely that: foolish and naive. They are jokers who are trying to construct such an argument so as to disregard and deny what the Bible says about denying oneself.  They are trying to justify their own earthliness and do not even know it.

Beware of such people. They are often true converts, but are deceived. Indeed, the Bible says that even the elect can be deceived (Matthew 24:24; Mark 13:22). They are pastors, missionaries, and evangelists whose guise is all the more deceptive because of their supposed calling.

Here is the light which expose such deception:

Then said Jesus unto his disciples, If any man will come after me, let him deny himself, and take up his cross, and follow me. For whosoever will save his life shall lose it: and whosoever will lose his life for my sake shall find it (Matthew 16:24-25). 


And when he had called the people unto him with his disciples also, he said unto them, Whosoever will come after me, let him deny himself, and take up his cross, and follow me (Mark 8:34).

And he said to them all, If any man will come after me, let him deny himself, and take up his cross daily, and follow me (Luke 9:23).

And he said unto them, Take heed, and beware of covetousness: for a man's life consisteth not in the abundance of the things which he possesseth (Luke 12:15).



If any man come to me, and hate not his father, and mother, and wife, and children, and brethren, and sisters, yea, and his own life also, he cannot be my disciple. And whosoever doth not bear his cross, and come after me, cannot be my disciple (Luke 14:26-27).


Let your conversation be without covetousness; and be content with such things as ye have: for he hath said, I will never leave thee, nor forsake thee
(Hebrew 13:5).


The Barna Group which collects statistics about Christians shows that Christians in America accumulate the same levels of debt as secular Americans. While statistics are debatable, this does not mean that they do not speak any truth. It really should not be a surprise that Christians in the west are as indebted financially as secular people in the west. It is extremely disturbing and one is right to be disturbed by it. 

The modern Church in the west does not teach Biblical and godly stewardship, the ungodliness of being in debt, nor preach against the mammonisation of the modern Church. So many pastors in the west themselves are under the spirit of mammon. They admit to feeling anxious about paying for their living expenses, which is precisely a manifestation of being under the spirit of mammon, setting one's mind on earthly things, rather than on God wholeheartedly.  This is the manifestation of many in the modern Church being under the spirit of mammon, through debt.

Whether a person is under the spirit of mammon is not determined by whether they give away much of their money, volunteer much of their time to their church, give up one's material comfort for one's family, or serve their church actively. A person who is a true convert may do all these things but still be under the spirit of mammon. Whether a person is under the spirit of mammon is determined by whether he focuses on God's Will wholeheartedly without being mesmerised or even the slightest distraction from the cares of this world which will all pass away. He cares not for the cares of the world. This is not to say that he neglects all earthly duties that God has given him. Rather, he fulfills them all for God and God alone, not for himself by the slightest, or for those who he loves to seek their approval, including his own family.

Romans 13:8 says "Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law". It means what it says. Do not be one who owes another anything but love. This verse is literally, not metaphorical, or a hyperbole. It is no figure of speech. It does not mean to say that a person's love should be so great that all others things a person owes to others seems like nothing. No! Such is what many in the modern Church would try to argue because they are in debt themselves.

What Romans 13:8 means is that the true Christian is not to be owing to others anything, except for love for love is that which is the only legitimate thing which one should seek to pursue. Love for God and thus, other people, is the only thing in the eyes of God for which it is acceptable to accumulate on one's part. That is, to grow in love so that your love for others cannot be repaid. However, anything that a a person owes to another must be repaid back in full as quickly as possible. 

Accumulating love for others is directed towards others. This is the essence of agape love, which seeks not its own good, but that of others, truly caring for others, completely giving up all of one's interests, manifesting in the ultimate self-sacrifice. Indeed, "Greater love hath no man than this, that a man lay down his life for his friends" (John 15:13).  The greatest act of love there was, there is and there ever could be was that "while we were yet sinners, Christ died for us" (Romans 5:8). This is a profound, and powerful Bible verse which testifies to the perfect Love of God. Indeed, as the hymn goes:

How deep the Father's love for us,
How vast beyond all measure
That He should give His only Son
To make a wretch His treasure

How great the
pain of searing loss,
The Father turns His face away
As wounds which mar the chosen One,
Bring many sons to glory


The act of self-sacrifice is not itself love, but it is the ultimate manifestation of love. Love must involve self-sacrifice, or else it is not love. An act of self-sacrifice must be done only in the manner of spirit to serve others, and to deny oneself completely to be love. Just as Christ loves us to redeem us from sin, the Christian is called to give up oneself completely to follow Him. To follow Christ is to be as Christ. To be as Christ is to give up oneself completely to seek God, obey God and do His will. One simply cannot truly seek God, obey Him and do His will, if he has even the slightest care for the things of the world, still seeking to retain himself, failing to completely and utterly deny himself.

Seeking to accumulate anything other than love for others is directed towards oneself, to ultimately seek one's own good. It may be done with the intention of seeking the good of others, but that is to ultimately seek one's own good - whether it be to show oneself to be 'worthy' to others, or 'good', exalting oneself in one's pride, under the subtle guise of caring for others. 

Accumulating anything other than love for others is by its nature directly towards the self. It is itself an act of pride. It cannot be done in any manner of spirit, other than one that is self-seeking and self-centred. It is not agape love, nor can it be agape love.  One can only seek to accumulate all things other than agape love in a self-centred, self-seeking manner of spirit, manifesting only in all kinds of ways, except for that of agape love. 

Seeking to accumulate debt, that is, to seek more debt to finance one's earthly needs is not agape love, nor can it be done in an act of agape love. The issue is not whether one 'has to' accumulate debt. The issue is that one accumulate debt in a manner of spirit to satisfies one's lust of the flesh and pride of life, failing to fully trust in God, but rather trusting in money. This is the height of faithlessness, and hatred of God. It is to serve mammon, by seeking to satisfy one's own fleshly desires, which are manifested in a failure to trust God.

It is not because of a fear of lack that one seeks to borrow money that one fails to trust in God.  That would be to blame God. Such is the vile pride and arrogance of people! Rather, it is a failure to fully trust God in all things, not some, or most, but in all things, that people have a fear of lack, such that they seek to borrow money and accumulate debt. This includes the truly saved. 

They trust in mammon, and pursue debt, instead of God, which is a vile, wicked, disgusting, evil, abominable sin. It is the hatred of God and the ultimate insult to God. It is to tell God that even though He has saved him, He still cannot be fully trusted. This is precisely what many in the modern Church think in their hearts, though they know it is false in their minds. Indeed, Jesus said to His followers, not the unsaved, but His followers:

Or what man is there of you, whom if his son ask bread, will he give him a stone? Or if he ask a fish, will he give him a serpent? If ye then, being evil, know how to give good gifts unto your children, how much more shall your Father which is in heaven give good things to them that ask him? (Matthew 7:9-11).
Jesus called His followers evil, let alone the unsaved, but even His saints. Jesus did not merely say they were acting evil, but were evil, for their faithlessness. This is exactly what the modern Church is: faithless. It trusts in God conditionally, which is the failure to trust in God. The mere failure to trust in God is a vile, abominable, evil, wicked sin. 

Many in the modern Church think only "careerists" and "workaholics" are faithless. They stereotype the unsaved as all careerists and workaholics, who are the only people who are faithless. While the unsaved are evil and vile as God says, and while it is true that the true convert is not wretched, but being made righteous and holy,  the Bible never implies that only those who are called "careerists" and "workaholics" are faithless, not trusting in God. No! 

Anyone who is even has the slightest care for the things of this world which are all fading away is faithless, not trusting in God, whether saved or unsaved. For example, a true convert who is still unsanctified, despite being a Christian for a while, is one is weak and often falls into carnality, and not even realising it. However, a true convert who is a pastor or missionary who is supposedly very godly can fall into carnality, and be filled with anxiety for his earthly needs, and that of his family, using the needs of his family as a vile excuse to serve mammon, as well as God. 

The spirit behind debt is the spirit of mammon. He seeks to feed the flesh and stir up its desire for independence from God, its faithlessness, by seducing it with the allure of easy credit. He uses this desire to lead people to accumulate debt, such that they do not, nor cannot grow in agape love. As a result, he enslaves and dominates over that caught up in debt, so that they serve him. 

Accumulating debt is itself to serve mammon. It is to be rich towards the things of this world, instead of God. Jesus explains in Luke 12:13-21 as He responds to a a man seeking a "fair share" of his inheritance from his brother, by telling the Parable of the Rich man:

And one of the company said unto him, Master, speak to my brother, that he divide the inheritance with me. And he said unto him, Man, who made me a judge or a divider over you? And he said unto them, Take heed, and beware of covetousness: for a man's life consisteth not in the abundance of the things which he possesseth.

  
And he spake a parable unto them, saying, The ground of a certain rich man brought forth plentifully: And he thought within himself, saying, What shall I do, because I have no room where to bestow my fruits? And he said, This will I do: I will pull down my barns, and build greater; and there will I bestow all my fruits and my goods. And I will say to my soul, Soul, thou hast much goods laid up for many years; take thine ease, eat, drink, and be merry.

But God said unto him, Thou fool, this night thy soul shall be required of thee: then whose shall those things be, which thou hast provided? So is he that layeth up treasure for himself, and is not rich toward God.

Accumulating debt by its very nature is to store up things on earth. It is not merely a manifestation of envy, covetousness, anxiety or greed. It is to store up earthly things itself for it is seek more earthly treasure. It is to be rich towards earthly treasures, and thus, not rich towards God. The failure to be rich towards God itself leads to destruction as is the case of the man who sought to accumulate more earthly possession and enjoy them, in the Parable which Jesus told. To enjoy accumulate earthly things and enjoy them is to hate God. It is a vile, wicked, abomination.

And that he died for all, that they which live should not henceforth live unto themselves, but unto him which died for them, and rose again (2 Corinthians 5:15).












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